{"id":173,"date":"2019-11-06T19:09:00","date_gmt":"2019-11-06T19:09:00","guid":{"rendered":"https:\/\/www.smilebeautifully.com\/blog\/?p=173"},"modified":"2019-12-03T19:09:59","modified_gmt":"2019-12-03T19:09:59","slug":"have-you-maximized-your-2019-dental-insurance-benefits-yet","status":"publish","type":"post","link":"https:\/\/www.smilebeautifully.com\/blog\/2019\/11\/06\/have-you-maximized-your-2019-dental-insurance-benefits-yet\/","title":{"rendered":"Have You Maximized Your 2019 Dental Insurance Benefits Yet?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.smilebeautifully.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_94425459__1561152104_69527-300x200.jpg\" alt=\"dental insurance form\" class=\"wp-image-174\" srcset=\"https:\/\/www.smilebeautifully.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_94425459__1561152104_69527-300x200.jpg 300w, https:\/\/www.smilebeautifully.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_94425459__1561152104_69527-768x512.jpg 768w, https:\/\/www.smilebeautifully.com\/blog\/wp-content\/uploads\/2019\/12\/AdobeStock_94425459__1561152104_69527.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">What will you be doing when the clock strikes midnight on\nDecember 31<sup>st<\/sup>? Sharing a kiss with that special someone? Spending\nquality time with friends or family? If you have <a href=\"https:\/\/www.smilebeautifully.com\/new-patients.html\">dental insurance<\/a>,\nchances are you will also be losing money. This is because many dental\ninsurance companies operate on a \u201cuse it or lose it\u201d system, where if you don\u2019t\nmaximize all your benefits, then they don\u2019t roll over into the next year. Let\u2019s\ntalk about how you can avoid losing money by making the most of your benefits. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Get Your Money\u2019s Worth <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you already pay your dental premiums, then you should definitely\nbe cashing in on your insurance benefits. Even if you don\u2019t need to get any\ndental work done, you should still see your dentist at least twice a year for\nroutine cleanings. Also, at these appointments, your dentist can check for\nearly signs of issues like cavities, gum disease, and even oral cancer. Problems\nlike these are best treated when detected early. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Know Your Annual Maximum <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your annual maximum is a crucial number to know. It\u2019s the\nhighest dollar amount that your insurance company will pay for your care within\nthe calendar year. The average annual maximum for dental insurance is around\n$1,000. To save money, your goal should be to meet that amount or even exceed\nit, so any unused benefits don\u2019t go to waste. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Meet Your Deductible <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your deductible is the amount of money you have to pay\nout-of-pocket before the insurance company steps in and starts covering your\ncare. Once you pay your deductible, it\u2019s good for the entire rest of the year. Your\ndeductible, just like your annual maximum, will reset at the beginning of every\nyear, so if you\u2019ve already paid it, you might as well get the treatment you\nneed. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get Any Needed Dental Work Done <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Whether it\u2019s due to cost, time issues, or good old-fashioned\ndental anxiety, it\u2019s all too easy to put off getting needed dental work done. Doing\nso, however, will actually put you at a greater risk for more expensive and\ntime-consuming treatment down the road. A simple cavity, for example, could\nturn into a more costly root canal or even a tooth extraction in the future if\nyou put off getting a filling. That\u2019s why you should always see your dentist as\nsoon as possible if you need any dental work done. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now that you know how to maximize your dental insurance\nbenefits, why not schedule an appointment with your dentist before the end of\nthe year? They have plenty of room available for you! <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dr. Gary Chaffee graduated from Loma Linda University School\nof Dentistry in 1975. In 1992, he became an international instructor in\nProgressive Orthodontics and has taught the course to dentists in more than 15\ncountries worldwide. His professional memberships include the American Dental\nAssociation, the California Dental Association, and the Santa Barbara Venture County\nDental Society. His practice is in-network with many popular insurance providers\nand is happy to file claims on your behalf. To learn more, <a href=\"https:\/\/www.smilebeautifully.com\/meet-our-team.html\">contact Dr. Chaffee\u2019s\noffice by clicking here.<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>What will you be doing when the clock strikes midnight on December 31st? Sharing a kiss with that special someone? Spending quality time with friends or family? If you have dental insurance, chances are you will also be losing money. This is because many dental insurance companies operate on a \u201cuse it or lose it\u201d [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-173","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance | Maximize Dental Insurance Benefits | Dr. Gary Chaffee<\/title>\n<meta name=\"description\" content=\"As soon as the clock strikes midnight on December 31st, odds are you\u2019ll lose money in dental insurance benefits! Here\u2019s how to keep that from happening.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.smilebeautifully.com\/blog\/2019\/11\/06\/have-you-maximized-your-2019-dental-insurance-benefits-yet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance | Maximize Dental Insurance Benefits | Dr. Gary Chaffee\" \/>\n<meta property=\"og:description\" content=\"As soon as the clock strikes midnight on December 31st, odds are you\u2019ll lose money in dental insurance benefits! 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